If you elect to purchase an Insurance policy, this is you transferring the risk to an Insurance company as opposed to retaining this risk yourself. An insurance policy aims to return you to your pre-loss position, typically by receiving monetary compensation in the face of a sudden and unforeseen event which results in a loss. […]
Trades people experience a unique set of risks every day. Whether you’re a plumber, builder, electrician or otherwise, making sure you have the right Trades Insurance is essential to protect yourself, your business and your employees in the event of accident, damage or loss. Just the thought of unexpected disastrous events can be mentally draining. […]
Landscapers insuranceAs a builder, you understand the hazards of working on construction sites. Protecting yourself and your employees and contractors from harm and reducing these risks while working is best practice and also extremely important as you have a legal obligation to provide a safe working environment. It is also essential, however, to take appropriate […]
Painter’s Insurance is an important way to protect against financial losses that might occur from accidents or unexpected events. Good Business Insurance policies can provide protection against legal claims and lawsuits, loss of tools and even your plant and equipment if you use scissor lifts or other lifting equipment whilst working. In Australia, Painting business […]
As a business owner, you have no doubt invested time, money and effort to build a successful business that you are incredibly proud of. Unfortunately unexpected events can have serious impacts on the financial stability of your business and could potentially lead to the loss of your business if you are not adequately protected. The […]
Industrial Special Risks Insurance is an Insurance policy that can tailored to your Business and provide a comprehensive solution to meet your own unique Insurance needs. An ISR insurance policy can cover a range of risks to your business from fire, theft, accidental damage and also the associated financial impact of these and many more […]
Working with glass involves a high level of risk and requires extreme caution, as one wrong move can quickly lead to breakage that causes a loss of valuable products and potential for injury. It is a hazardous material to be working closely with and poses both a threat to your health and also your potential […]
Aged care businesses may be exposed to a range of risks, as these facilities have a duty of care to their residents and therefore a responsibility if anything were to happen to them. When it comes to Aged Care Insurance considerations, there are a range of policies that should be considered to provide positive outcomes […]
For plumbers in Australia, whether you are a sole trader, subcontractor or a wider plumbing business there are many risks to consider in the industry, with a range of required and recommended insurance types. In some states in Australia, without a Certificate of Currency you may even be unable to apply for or renew your […]