Your ability to earn an income is likely your biggest asset requiring protection. Through our association with Atlantic Financial Services, we can provide advice on a range of personal risk insurances, including Income Protection and Life Insurance.
Workers Compensation requirements differ from state to state in Australia. Atlantic can help to coordinate insurance to cover your employees against injury at work.
If you import stock or materials we can assist with a Transit policy that will protect the carriage of your goods for imports, exports and local transit by air, road, rail and sea. We can also arrange cover for these goods whilst in storage or for transit of customers goods.
We recommend that all of our trades clients consider a Management Liability policy. This protects the Directors, Officers and Employees of your Company against claims arising from negligence in the performance of their duties. Covers include Directors and Officers Liability, Employment Practices Liability, Crime, Statutory Liability and many more.
Many Tradies own Plant and Machinery such as excavators, bobcats, skid steers and forklifts. We offer a range of policies to cover these items for Theft and Damage along with Third Party Liability if these items are registered.
We are experienced in organising both single Commercial Motor policies and Commercial Motor Fleet policies if your business operates a fleet of vehicles, which can be extended to cover automatic additions and deletions, free windscreen, along with other benefits.These policies provide protection for your vehicles, including own damage and third party property damage.
If you own or lease a factory or warehouse, we can organise cover for your Buildings, Stock and Contents for risks such as Fire, Accidental Damage, Malicious Damage, Water Damage, Impact, Business Interruption, Theft and Glass Breakage.
The ATO continue to target self-employed tradie’s for tax audit. Atlantic can set up a policy that will cover your tax audit expenses in the event you are audited by the ATO or other government agencies.
If you require a more basic coverage to protect your income, Atlantic can assist with Injury and Illness Insurance, with benefit periods up to 5 years and waiting periods as low as 2 weeks.
The Warranty in your policy provides protection against the costs of rectifying defective workmanship only for 6 years. This warranty does not provide 6 years of cover for personal injury or damage to a premises caused as a result of these defective works. To cover this risk we are able to arrange a “Run-Off” cover which can be kept in place for as long as you think necessary and is negotiated for a substantially reduced premium
Atlantic Insurance have been looking after the Insurance needs of Concreters and Civil Contractors for many years and continue to manage the insurance requirements for some of the leading Civil Contractors in Australia.
The activities of Concreters and Civil Contractors can vary greatly and our experience managing the risks of these businesses is extremely diverse and includes businesses specialising in Earthmoving, Excavation, Concreting, Road Construction, Site Remediation, Piling, Formwork, Underpinning, Rail Maintenance and Residential.
With an increase in contractual obligations for Concreters and Civil Contractors contracting to major Builders many Clients will require expert advice to ensure these obligations are met and our experienced Client Managers can work with you to provide advice on endorsements that should be considered as part of your insurance program.
Your claims are handled by your Client Manager at Atlantic Insurance and not a call centre
Access to a wide range of products and insurers for all classes
Unique policy endorsements available for Hired in Plant/Equipment
Monthly premiums available
All Concreters and Civil Contractors will require a Public Liability Policy however with the expensive Plant, Equipment and Tools that are required to complete your work careful consideration needs to be given to how to provide cover for these items. Click below to find out more information on some of the common policies that we discuss with our Concreter and Civil Contractor Clients.
Many Concreters and Civil Contractors have a requirement to hire specialist equipment to complete jobs from time to time. There is a misconception that hire companies will provide automatic coverage for loss, damage or theft whilst on hire and when cover is purchased from these hire companies often the cover is limited or excesses very large. In line with covering your Plant and Equipment Atlantic Insurance can negotiate the inclusion of “Hired in Plant” endorsements to provide cover for items hired in. Talk with us today.
Many Concreters and Civil Contractors have a requirement to hire specialist equipment to complete jobs from time to time. There is a misconception that hire companies will provide automatic coverage for loss, damage or theft whilst on hire and when cover is purchased from these hire companies often the cover is limited or excesses very large. In line with covering your Plant and Equipment Atlantic can negotiate the inclusion of “Hired in Plant” endorsements to provide cover for items hired in. Talk with us today.
ATLANTIC INSURANCE
6 Monomeeth Drive,
Mitcham, VIC 3132
03 9836 3733
