The Warranty in your policy provides protection against the costs of rectifying defective workmanship only for 6 years. This warranty does not provide 6 years of cover for personal injury or damage to a premises caused as a result of these defective works. To cover this risk we are able to arrange a “Run-Off” cover which can be kept in place for as long as you think necessary and is negotiated for a substantially reduced premium
The ATO continue to target self-employed plumbers for tax audit. Atlantic can set up a policy that will cover your tax audit expenses in the event you are audited by the ATO or other government agencies.
Workers Compensation requirements differ from state to state in Australia. Atlantic Insurance can identify and coordinate insurance to cover your employees against injury at work.
We recommend to all of our plumbing clients they consider a Management Liability Policy, which provides the Directors, Officers and Employees of your Company against claims arising from negligence in the performance of their duties. Covers include Directors and Officers Liability, Employment Practices Liability, Crime, Statutory Liability and many other covers.
Many plumbers own plant and machinery such as excavators, skid steers, and forklifts. We offer a range of policies to cover these items for Theft and Damage along with Third Party Liability if these items are road registered.