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    CONCRETERS INSURANCE

    OUR EXPERIENCE WITH CONCRETERS

    Atlantic have been looking after the Insurance needs of Concreters and Civil Contractors for many years and continue to manage the insurance requirements for some of the leading Civil Contractors in Australia.

    The activities of Concreters and Civil Contractors can vary greatly and our experience managing the risks of these businesses is extremely diverse and includes businesses specialising in Earthmoving, Excavation, Concreting, Road Construction, Site Remediation, Piling, Formwork, Underpinning, Rail Maintenance and Residential.

    With an increase in contractual obligations for Concreters and Civil Contractors contracting to major Builders many Clients will require expert advice to ensure these obligations are met and our experienced Client Managers can work with you to provide advice on endorsements that should be considered as part of your insurance program.

    ATLANTIC CONCRETERS INSURANCE SERVICES & ADVANTAGES

    • Monthly premiums available
    • Access to a wide range of products and insurers for all classes
    • Your claims are handled by your Client Manager at Atlantic Insurance and not a call centre
    • Unique policy endorsements available for Hired in Plant/Equipment

    CONCRETERS COVERAGE CONSIDERATIONS

    All Concreters and Civil Contractors will require a Public Liability Policy however with the expensive Plant, Equipment and Tools that are required to complete your work careful consideration needs to be given to how to provide cover for these items. Click below to find out more information on some of the common policies that we discuss with our Concreter and Civil Contractor Clients.

    Income Protection
    Insurance

    Income Protection
    Insurance

    Your ability to earn an income is likely your biggest asset requiring protection. Through our association with Atlantic Financial Services, we can provide advice on a range of personal risk insurances, including Income Protection and Life Insurance.

    Workers Compensation
    Insurance

    Workers Compensation
    Insurance

    Workers Compensation requirements differ from state to state in Australia. Atlantic can help to coordinate insurance to cover your employees against injury at work.

    Goods In Transit
    Insurance

    Goods In Transit
    Insurance

    If you import stock or materials we can assist with a Transit policy that will protect the carriage of your goods for imports, exports and local transit by air, road, rail and sea. We can also arrange cover for these goods whilst in storage or for transit of customers goods.

    Management
    Liability Insurance

    Management
    Liability Insurance

    We recommend that all of our trades clients consider a Management Liability policy. This protects the Directors, Officers and Employees of your Company against claims arising from negligence in the performance of their duties. Covers include Directors and Officers Liability, Employment Practices Liability, Crime, Statutory Liability and many more.

    Construction Insurance

    Construction Insurance

    With many clients in the Construction Industry, Atlantic are experts at providing cover for Contract Works, including cover for both Material Damage and Public and Products Liability. Our policies can also be extended to include cover for materials in transit, display homes and other unique building risks.

    Plant &
    Machinery

    Plant &
    Machinery

    Many Tradies own Plant and Machinery such as excavators, bobcats, skid steers and forklifts. We offer a range of policies to cover these items for Theft and Damage along with Third Party Liability if these items are registered.

    Commercial Motor
    Insurance

    Commercial Motor
    Insurance

    We are experienced in organising both single Commercial Motor policies and Commercial Motor Fleet policies if your business operates a fleet of vehicles, which can be extended to cover automatic additions and deletions, free windscreen, along with other benefits.These policies provide protection for your vehicles, including own damage and third party property damage.

    Business / Factory
    Insurance

    Business / Factory
    Insurance

    If you own or lease a factory or warehouse, we can organise cover for your Buildings, Stock and Contents for risks such as Fire, Accidental Damage, Malicious Damage, Water Damage, Impact, Business Interruption, Theft and Glass Breakage.

    Tax Audit
    Insurance

    Tax Audit
    Insurance

    The ATO continue to target self-employed tradie’s for tax audit. Atlantic can set up a policy that will cover your tax audit expenses in the event you are audited by the ATO or other government agencies.

    Injury & Illness
    Insurance

    Injury & Illness
    Insurance

    If you require a more basic coverage to protect your income, Atlantic can assist with Injury and Illness Insurance, with benefit periods up to 5 years and waiting periods as low as 2 weeks.

    Tools
    Insurance

    Tools
    Insurance

    If your tools were stolen, how would continue to work? We offer a range of policies that will cover your tools for either accidental loss and damage or limited to theft following forcible and violent entry. Premiums are competitive and will ensure you can get back to work ASAP.

    Public & Products
    Liability

    CONCRETERS RISK – OUR OBSERVATIONS

    We are currently seeing many large Builders and Government contractors including very onerous insurance contract conditions within their contracts. Whilst many Concreters and Civil Contractors may only have a Public Liability Policy in place often there is a requirement to include Professional Indemnity, Contract Works or Plant/Motor Vehicle policies within insurance programs to meet these contract conditions. Atlantic can assist in highlighting your exposure in these areas and arranging suitable covers if required.

    CURRENT CLAIMS LANDSCAPE

    Many Concreters and Civil Contractors have a requirement to hire specialist equipment to complete jobs from time to time. There is a misconception that hire companies will provide automatic coverage for loss, damage or theft whilst on hire and when cover is purchased from these hire companies often the cover is limited or excesses very large. In line with covering your Plant and Equipment Atlantic can negotiate the inclusion of “Hired in Plant” endorsements to provide cover for items hired in. Talk with us today.

    Back

    OUR EXPERIENCE WITH CONCRETERS

    Atlantic have been looking after the Insurance needs of Concreters and Civil Contractors for many years and continue to manage the insurance requirements for some of the leading Civil Contractors in Australia.

    The activities of Concreters and Civil Contractors can vary greatly and our experience managing the risks of these businesses is extremely diverse and includes businesses specialising in Earthmoving, Excavation, Concreting, Road Construction, Site Remediation, Piling, Formwork, Underpinning, Rail Maintenance and Residential.

    With an increase in contractual obligations for Concreters and Civil Contractors contracting to major Builders many Clients will require expert advice to ensure these obligations are met and our experienced Client Managers can work with you to provide advice on endorsements that should be considered as part of your insurance program.

    ATLANTIC CONCRETERS INSURANCE SERVICES & ADVANTAGES

    • Monthly premiums available
    • Access to a wide range of products and insurers for all classes
    • Your claims are handled by your Client Manager at Atlantic Insurance and not a call centre
    • Unique policy endorsements available for Hired in Plant/Equipment

    CONCRETERS COVERAGE CONSIDERATIONS

    All Concreters and Civil Contractors will require a Public Liability Policy however with the expensive Plant, Equipment and Tools that are required to complete your work careful consideration needs to be given to how to provide cover for these items. Click below to find out more information on some of the common policies that we discuss with our Concreter and Civil Contractor Clients.

    Income Protection
    Insurance

    Income Protection
    Insurance

    Your ability to earn an income is likely your biggest asset requiring protection. Through our association with Atlantic Financial Services, we can provide advice on a range of personal risk insurances, including Income Protection and Life Insurance.

    Workers Compensation
    Insurance

    Workers Compensation
    Insurance

    Workers Compensation requirements differ from state to state in Australia. Atlantic can help to coordinate insurance to cover your employees against injury at work.

    Goods In Transit
    Insurance

    Goods In Transit
    Insurance

    If you import stock or materials we can assist with a Transit policy that will protect the carriage of your goods for imports, exports and local transit by air, road, rail and sea. We can also arrange cover for these goods whilst in storage or for transit of customers goods.

    Management
    Liability Insurance

    Management
    Liability Insurance

    We recommend that all of our trades clients consider a Management Liability policy. This protects the Directors, Officers and Employees of your Company against claims arising from negligence in the performance of their duties. Covers include Directors and Officers Liability, Employment Practices Liability, Crime, Statutory Liability and many more.

    Construction Insurance

    Construction Insurance

    With many clients in the Construction Industry, Atlantic are experts at providing cover for Contract Works, including cover for both Material Damage and Public and Products Liability. Our policies can also be extended to include cover for materials in transit, display homes and other unique building risks.

    Plant &
    Machinery

    Plant &
    Machinery

    Many Tradies own Plant and Machinery such as excavators, bobcats, skid steers and forklifts. We offer a range of policies to cover these items for Theft and Damage along with Third Party Liability if these items are registered.

    Commercial Motor
    Insurance

    Commercial Motor
    Insurance

    We are experienced in organising both single Commercial Motor policies and Commercial Motor Fleet policies if your business operates a fleet of vehicles, which can be extended to cover automatic additions and deletions, free windscreen, along with other benefits.These policies provide protection for your vehicles, including own damage and third party property damage.

    Business / Factory
    Insurance

    Business / Factory
    Insurance

    If you own or lease a factory or warehouse, we can organise cover for your Buildings, Stock and Contents for risks such as Fire, Accidental Damage, Malicious Damage, Water Damage, Impact, Business Interruption, Theft and Glass Breakage.

    Tax Audit
    Insurance

    Tax Audit
    Insurance

    The ATO continue to target self-employed tradie’s for tax audit. Atlantic can set up a policy that will cover your tax audit expenses in the event you are audited by the ATO or other government agencies.

    Injury & Illness
    Insurance

    Injury & Illness
    Insurance

    If you require a more basic coverage to protect your income, Atlantic can assist with Injury and Illness Insurance, with benefit periods up to 5 years and waiting periods as low as 2 weeks.

    Tools
    Insurance

    Tools
    Insurance

    If your tools were stolen, how would continue to work? We offer a range of policies that will cover your tools for either accidental loss and damage or limited to theft following forcible and violent entry. Premiums are competitive and will ensure you can get back to work ASAP.

    Public & Products
    Liability

    CONCRETERS RISK – OUR OBSERVATIONS

    We are currently seeing many large Builders and Government contractors including very onerous insurance contract conditions within their contracts. Whilst many Concreters and Civil Contractors may only have a Public Liability Policy in place often there is a requirement to include Professional Indemnity, Contract Works or Plant/Motor Vehicle policies within insurance programs to meet these contract conditions. Atlantic can assist in highlighting your exposure in these areas and arranging suitable covers if required.

    CURRENT CLAIMS LANDSCAPE

    Many Concreters and Civil Contractors have a requirement to hire specialist equipment to complete jobs from time to time. There is a misconception that hire companies will provide automatic coverage for loss, damage or theft whilst on hire and when cover is purchased from these hire companies often the cover is limited or excesses very large. In line with covering your Plant and Equipment Atlantic can negotiate the inclusion of “Hired in Plant” endorsements to provide cover for items hired in. Talk with us today.

    Click Here to Get a Quote
    Back

    What Our Client’s Say About Us

    Thank you Laura, for everything, you’re so efficient, great at sorting things quickly and with a minimum of fuss. We appreciate all that you do and have done for Zane.

    J. English

    "Thank you for all your wonderful work on managing our Plumbers Renewal, your work has been very professional and this has been expediently handled at all times, it has been great to have you working with me on this."

    S Jones, J1's Plumbing.

    "Thank you Laura. We really appreciate you going above and beyond to save us so much money and sorting this year's business protection. You're fabulous."

    K BOWLES - DG GROUP

    "Thankyou kindly for your exceptional service Karen. I will definitely refer associates to you. Your follow up and commitment to excellence has been fantastic."  

    Mark - MDM Contractors Pty Ltd.

    "Plumbco Plumbers” engaged Atlantic Insurance Brokers and Director, Mark Palframan to manage our Commercial Insurances at a time when our Business was undergoing significant growth. Since then their expertise, service and professionalism has been exceptional. Atlantic Insurance truly understands our business and what is important to us. The advice we received from Mark Palframan during this time has not only helped manage our Risks across all aspects of our Business, but also led to an introduction to Mark Climpson of Atlantic Financial Services who undertook a complete review and restructure of our Personal Insurance as well. I have no reservation in recommending the Services provided by Atlantic."

    Troy Morris - Plumbco Plumbers Pty Ltd

    The team at Atlantic Insurance have been extremely helpful, offering insurance options and solutions for our trades business.  I have recommended them highly to family and friends and won’t hesitate to continue using them.

    T. Welsh - H2Pro Plumbing

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